Business Analyst (NCS/Job/ 2307)
Job Skills
Job Description
Business Analyst JD:- In the lending Credit card Industry, business analysts are expected to possess a diverse set of technical skills to effectively analyse, design, and implement solutions that streamline lending processes and enhance operational efficiency. During an interview for a lending business analyst position, candidates should be prepared to demonstrate their proficiency in the following technical areas:
1. Credit Risk Assessment/ Analysis, Scoring and Risk management.
Familiarity with industry-specific lending software and systems is an asset for lending business analysts. Knowledge of credit card and Risk analysis, credit scoring models, and risk management platforms can provide valuable insights and facilitate seamless integration with existing infrastructure. Create a strategy for requirements, scope, and implementation rules for credit risk models
2. Data Analysis and Visualization
Credit card Lending business analysts must be skilled in data analysis and visualization techniques to derive insights from large datasets and present findings in a clear and compelling manner. Familiarity with tools such as Excel, SQL, Tableau, or Power BI is essential for data manipulation, querying, and creating interactive dashboards and reports.
3. Process Modelling and Documentation
Business analysts in the lending industry are responsible for documenting and optimizing lending processes. Proficiency in process modelling tools like BPMN (Business Process Model and Notation) or UML (Unified Modelling Language) is necessary to create visual representations of lending workflows, identify bottlenecks, and propose improvements.
4. Requirements Management
Effective requirements management is crucial for ensuring that lending solutions align with business needs. Business analysts should be well-versed in requirements gathering techniques, such as interviews, workshops, and document analysis. Additionally, they should be familiar with requirements management tools like Jira, Confluence.
